Because the unexpected should always be expected, you can be confident that with our wide range of health insurance plans that’s been created just for you, all Medical Expenses Abroad from illnesses, big or small, you will always be protected.
The Star Health Plans are well suited for both Thai Nationals and Foreign Nationals, as long as Thailand is your main country of residence. We accept new entries up to 65 years of age, and if you join the Star Health before you turn 61 years old, we offer you a Lifetime Renewal Guarantee.
Our Starhealth Insurance has 6 different types from plans: 1 STAR to 6 STAR. The Star Health Plans offer comprehensive in-patient cover at 6 different levels, from Star 1 to Star 6, plus two out-patient options per level. Coverage also includes Emergency out-patient treatment, preventive check-up cover, dental cover, rooming in cover, plus assistance worldwide, 24/7 (for up to 30 days per trip). For more information see below or simply click "download" so you can keep the information for later.
| Coverage | Sum Insured | |||||
| 1 STAR | 2 STAR | 3 STAR | 4 STAR | 5 STAR | 6 STAR | |
| 1. Maximum Payable - Inpatient benefit per disability | ||||||
| - Overall maximum inpatient benefit payable per disability | 150,000 | 400,000 | 600,000 | 1,000,000 | 2,000,000 | 8,000,000 |
| 2. Inpatient Treatment | ||||||
| - Room and board including nursing & service charges (Max per day) | 1,000 | 3,000 | 5,000 | 7,000 | 11,000 | 12,000 |
| - ICU room and board including nursing and service charges (Max per day) | 2,000 | 5,000 | 10,000 | 100% | 100% | 100% |
| 3. Hospital General Expenses | ||||||
| - Hospital general expenses including drugs , dressings , X-ray , laboratory tests , physical therapy & use of operating theater & Emergency treatment ( Max per disability ) Incl. follow-up OPD treatments up to max 30 days after discharge | 12,000 | 40,000 | 70,000 | 100% | 100% | 100% |
| - Emergency OPD Treatment - within 24 hours of accident (Included in hosp. gen exp. ) Incl. follow-up OPD treatments up to max 15 days after incident | 5,000 | 7,000 | 10,000 | 100% | 100% | 100% |
| Ambulance Transport Medically necessary & reasonable road ambulance transport to the nearest place of adequate treatment (Included in hosp. gen exp.) | ||||||
| - Organ Transplant per year # | 30,000 | 80,000 | 120,000 | 200,000 | 400,000 | 1,000,000 | - Kidney Dialysis per year # | 30,000 | 80,000 | 120,000 | 200,000 | 400,000 | 1,000,000 |
| 4. Surgical fee per disability (Including surgeon's consultations) | ||||||
| - Surgical fee per disability (Including surgeon's consultations) | 20,000 | 50,000 | 80,000 | 100% | 100% | 100% |
| 5. Cost for a physician | ||||||
| - In-patient physician's fees for doctor visits (max.1 visit per day) | 500 | 700 | 1,000 | 100% | 100% | 100% | - Specialist's consultation fee per disability | 2,000 | 4,000 | 6,000 | 10,000 | 12,000 | 100% |
| 6. Coverage Area | ||||||
| - Cover outside Thailand up to max. 30 days per trip, on reimbursement basis | Global, but outside Thailand accidents Only | Global coverage for illness and accident, except for USA/Canada, where cover is for accidents only | ||||
| - Cover outside Thailand up to max. 30 days per trip, on reimbursement basis | ||||||
| 7. Emergency Medical Assistance in Thailand | ||||||
| - Evacuation , repatriation and repatriation of mortal remains within Thailand (limit per year) | 500,000 | 100% up to total IPD limit |
||||
| - Expanded Emergency Medical Assistance Cover World-Wide | Not Covered | Covered | ||||
| 8. Preventive Healthcare, Dental check-ups / clean ups, on reimbursement basis | ||||||
| - One general check up annually | 300 | 600 | 800 | 2,000 | 4,000 | 8,000 |
| - Screening (max. 2 times per year), i.e. the assessment of diseased, missing and filled teeth, including x-rays where necessary, preventive scaling, polishing, and sealing (max. 2 times per year), fillings (standard amalgam or composite fillings only), extractions and root canal treatment | ||||||
| 9. Personal Accident | ||||||
| - Personal Accident (Orbor 2) - Lump Sum payment in the event of death or dismemberment including driving and being passenger on motorcycle | 100,000 | 200,000 | 200,000 | 200,000 | 500,000 | 500,000 |
| 10. Rooming in | ||||||
| - Daily coverage for one parent to stay (excl. food/drinks) with a child who is the insured at the hospital during the child's inpatient (under the age of 16) | 500 | 800 | 1,000 | |||
| 11. Star Cash plan benefit for treament received for which no benefits have been claimed from Star Health Plan | ||||||
| - Amount payable per day of in-patient treatment (Max. 30 days) | 500 | 1,000 | 1,000 | 1,000 | 1,500 | 2,000 |
| 12. Add on Out patient Cover | Cover Max. per time, 30 times per year | Unlimited times, Max. per year | ||||
| - Out patient "Standard" | 400 | 600 | 1,000 | 1,500 | 40,000 | 50,000 |
| - Out patient "Deluxe" | 600 | 1,000 | 1,500 | 2,000 | 60,000 | 75,000 |
|
*Covers the cost of major organ transplant of the life assured, as the recipient of the organ harvested and not the living donor
*Family Discount 10% (min. 3 people joining same time) *No Claim Discount up to 15% (see No Claim Discount clause for details) |
||||||
For those that care about their health, this coverage plan insures persons from 21 years of age up until 60 years of age and can be extended up at 75 years of age.
| ความคุ้มครองสูงสุดต่อปี Overall Maximum Benefit Payable Per Year |
SUM INSURED | |||||||||||||||
| HN1 | HN101 | HN102 HN103 | HN2 | HN201 | HN202 | HN203 | HN3 | HN301 | HN302 | HN303 | HN4 | HN401 | HN402 | HN403 | ||
| 100,000 | 300,000 | 500,000 | 700,000 | |||||||||||||
| 1. ข้อตกลงคุ้มครองการอยู่รักษาตัวในโรงพยาบาลหรือสถานเวชกรรม (ผู้ป่วยใน) // INPATIENT TREATMENT | ||||||||||||||||
| 1.1 ข้อตกลงคุ้มครองค่าห้อง ค่าอาหาร และการพยาบาล Room & Board incl. nursing & service charges max per day |
||||||||||||||||
| - ค่าห้องผู้ป่วยปกติ Normal Room (ไม่จำกัดจำนวนวัน / Unlimited) | 2,000 | 2,500 | 3,000 | 3,500 | ||||||||||||
| - ค่าห้องผู้ป่วยหนัก ICU / CCU (สูงสุด 15 วัน / Maximum 15 days) | 4,000 | 5,000 | 6,000 | 7,000 | ||||||||||||
| 1.2 ข้อตกลงคุ้มครองค่ารักษาพยาบาลและค่าบริการทั่วไป Hospital general expenses / Disability |
||||||||||||||||
| - Including the Medical Expenses Abroad for continuous out-patient care up to 30 days after leaving the hospital. | Actual Exp. | Actual Exp. | Actual Exp. | Actual Exp. | ||||||||||||
| - ค่ารักษาพยาบาลอุบัติเหตุฉุกเฉินเนื่องจากการบาดเจ็บภายในเวลา 24 ชม. หลังเกิดอุบัติเหตุ รวมการรักษาต่อเนื่องภายใน 15 วัน / Emergency OPD treatment for accident incl. follow up treatments up to max 15 days after discharge. |
Actual Exp. | Actual Exp. | Actual Exp. | Actual Exp. | ||||||||||||
| 1.3 ข้อตกลงคุ้มครองการรักษาโดยการผ่าตัด SURGICAL FEE | ||||||||||||||||
| - ค่าแพทย์ผ่าตัดและหัตถการ Surgical fee (including surgeon's consultations) |
Actual Exp. | Actual Exp. | Actual Exp. | Actual Exp. | ||||||||||||
| 1.4 ข้อตกลงคุ้มครองการดูแลโดยแพทย์ In Patient Physician's fee for doctor visits (Max 1 visit per day) |
||||||||||||||||
| - ค่าดูแลโดยแพทย์เจ้าของไข้ 1 ครั้ง / วัน (ไม่จำกัดจำนวนวัน) In Patient Physician's fee for doctor visits, Max 1 visit per day (Unlimited) |
Actual Exp. | Actual Exp. | Actual Exp. | Actual Exp. | ||||||||||||
| 2. ผลประโยชน์เพิ่มเติม PA | ||||||||||||||||
| - Death, loss of limps, eyesight or permanent damage due to an accident. This also includes murder and assault ( does not include if the insured has been on a motorcycle.) | 200,000 | 200,000 | 200,000 | 200,000 | ||||||||||||
| - กรณีการถูกฆาตรกรรมหรือถูกทำร้ายร่างกาย MURDER AND ASSAULT |
200,000 | 200,000 | 200,000 | 200,000 | ||||||||||||
| - ขณะขับขี่หรือโดยสารรถจักรยานยนต์ DRIVER OR PASSENGER OF MOTORCYCLE |
200,000 | 200,000 | 200,000 | 200,000 | ||||||||||||
| - ผลประโยชน์ค่าปลงศพหรือค่าใช้จ่ายในการจัดการงานศพกรณีเสียชีวิต จากการบาดเจ็บ หรือเจ็บป่วย SPECIAL DEATH BENEFIT (DEATH DUE TO ACCIDENT & SICKNESS (WITTING PERIOD 180 DAYS FOR SICKNESS) |
10,000 | 20,000 | 30,000 | 40,000 | ||||||||||||
| 3. ค่ารักษาพยาบาลแบบผู้ป่วยนอก 1 ครั้งต่อวัน สูงสุด 30 ครั้งต่อปี MAX 1 VISIT PER DAY 30 TIMES PER YEAR |
- | 600 | 800 | 1,000 | - | 800 | 1,000 | 1,200 | - | 1,000 | 1,200 | 1,500 | - | 1,200 | 1,500 | 2,000 |
| 4. การคืนเบี้ยประกันภัยกรณีประวัติดี// NO CLAIMS DISCOUNT | 10% ของเบี้ยประกันภัยรวมภาษี อากรที่ชำระในปีก่อนหน้า
10% OF THE PREMIUM WHICH INCL SBT AND STAMP. |
|||||||||||||||
Whoever that feels like they are at risk of cancer. Even if you’ve been diagnosed, as long as you pay the full cost of service as soon as you are diagnosed, you can still be covered.
| แผนประกันภัยมะเร็งสุขทวี | ||||||
| Coverage | (CARD) | (NO CARD) | ||||
| Payable | Payable | |||||
| GAC01 | GAC02 | GAC03 | GAC04 | GAC05 | GAC06 | |
| 1.All cancer types except skin cancer | 200,000 | 300,000 | 400,000 | 200,000 | 300,000 | 400,000 |
| 2.Additional coverage for skin cancer | 20,000 | 30,000 | 40,000 | 20,000 | 30,000 | 40,000 |
| 3.Chemotherapy and radiation expenses (no more than once per day and no more than 10 times during the period of the contract) | 6,000 | 12,000 | 18,000 | 6,000 | 12,000 | 18,000 |
| 4.Loss of income compensation due to chemotherapy and radiation (no more than 10 days per claim and together, no more than 30 days during the entire period of the contract) | 2,000 | 4,000 | 6,000 | 2,000 | 4,000 | 6,000 |
| 5.Loss of income compensation due surgery caused by cancer (no more than 10 days per claim and together, no more than 30 days during the entire period of the contract) | 2,000 | 4,000 | 6,000 | 2,000 | 4,000 | 6,000 |
